Property and Casualty Coverage is underwritten by American Alternative Insurance Corporation (AAIC), an admitted affiliate of Munich Reinsurance America, Inc. AAIC has an A.M. Best rating of A+ (Superior) with an XV financial size and an insurer financial strength rating of AA- (Very Strong) from Standard & Poor's. www.americanalternativeinsurancecorporation.com

Accident and Sickness coverage is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, has its principal place of business at 70 Pine Street, New York, New York, 10270. National Union Fire Insurance Company of Pittsburgh, Pa., has an A.M. Best rating of A+ (Superior) with an XV financial size.

LOSAP life insurance is underwritten by AIG Life Insurance Company, Wilmington, DE, and American Assurance Company of New York, NY (Maine and New York), member companies of American International Group, both with an A.M. Best rating of A+ (Superior) and XV financial size. Group annuity contracts are underwritten by Hartford Insurance Company. Hartford Insurance Company has an A.M. Best rating of A+ (Superior) with an XV financial size.