Length of Service Awards Program (LOSAP)

LOSAP is a long-term, cost-effective way to retain, recruit and reward emergency service volunteers.

Since 1985, VFIS has provided LOSAP administration and technical expertise in over 33 states. We help you manage the program and work with your legal and accounting professionals.

Coverage Highlights:

  • Monthly Income is covered.
  • Death Benefit is included.
  • Disability Benefit is also included.
  • Members may elect to continue life insurance coverage past entitlement age at their own expense. The premium will be based on the age when the individual entered the plan as opposed to their current age.
  • If member becomes totally and permanently disabled, life insurance coverage will continue for the remainder of his/her life.

New York LOSAP News:

To access our client and broker forms, click here. Forms can be found by clicking on Length of Service Awards Program under the Insurance heading.